Turn your credit card limit into money in your bank account.
Add money to your cc2c wallet with any card, then send it to your own bank account by NEFT or instant IMPS. You see every fee before you pay.
1. Verify
Complete KYC with your PAN and add a bank account in your own name.
2. Add money
Pay by credit card, debit card or UPI through PayU's secure checkout.
3. Withdraw
Send your balance to your bank: standard next-day or instant IMPS.
Pricing
Adding money
- Debit card / UPI
- 0.99%
- Credit card (Visa / Mastercard / RuPay)
- 2.49%
- Premium / corporate credit card
- 2.99%
- Amex / Diners
- 3.49%
- International card
- 3.99%
Withdrawing to bank
- Standard (next business day, NEFT)
- ₹10.00
- Instant (IMPS, minutes)
- 0.75% (min ₹15.00, max ₹250.00)
18% GST applies on fees. Large and new top-ups may have a short security hold before withdrawal.